Mr. Adnan Afaq is Chief Executive and Managing Director of PACRA. He is also the Chairman of PACRA Analytics (Pvt) Limited, a wholly own subsidiary of PACRA. His diverse experience background, supplemented by comprehensive interaction with top managements of a multitude of entities (as key part of rating process), has helped Afaq to be a key contributor in final rating decisions. Mr. Afaq has three decades of diverse experience related to risk management, finance, operations support and business management. He has previously served as Chief Executive Officer of Askari Investment Management Limited. He also worked as Group Head Strategy with Askari Bank Limited and as Chief Financial Officer with Prime Commercial Bank Limited. He has been associated with Pak Oman Investment Company, Deutsche Bank, and A. F. Fergusson & Company (Chartered Accountants). Mr. Afaq is a Chartered Accountant from England & Wales (ICAEW) and Pakistan (ICAP).